CITIC Limited Half-Year Report 2020

Deposits from customers As at 30 June 2020, total deposits from customers of the financial institutions under the Group was HK$4,892,771 million, an increase of HK$350,930 million, or 7.7% compared with 31 December 2019. The proportion of deposits from customers to total liabilities was 64.53%, an increase of 3.11 percentage point compared with 31 December 2019. HK$ million As at 30 June 2020 As at 31 December 2019 Increase/(Decrease) Amount % Corporate deposits Time deposits 1,886,387 1,653,630 232,757 14% Demand deposits 1,919,646 1,862,591 57,055 3.1% Subtotal 3,806,033 3,516,221 289,812 8.2% Personal deposits Time deposits 692,843 672,759 20,084 3.0% Demand deposits 337,847 307,582 30,265 9.8% Subtotal 1,030,690 980,341 50,349 5.1% Outward remittance and remittance payables 11,721 7,227 4,494 62% Accrued interest 44,327 38,052 6,275 16% Total 4,892,771 4,541,841 350,930 7.7% Bank and other loans HK$ million As at 30 June 2020 As at 31 December 2019 Increase/(Decrease) Amount % Financial services 3,687 3,927 (240) (6.1%) Resources and energy 38,649 39,055 (406) (1.0%) Manufacturing 21,470 20,070 1,400 7.0% Engineering contracting 3,037 3,021 16 0.5% Real estate 12,519 11,190 1,329 12% Others 32,815 30,817 1,998 6.5% Operation management 78,814 83,783 (4,969) (5.9%) Elimination (39,229) (41,185) 1,956 4.7% Sub-total 151,762 150,678 1,084 0.7% Accrued interest 591 634 (43) (6.8%) Total 152,353 151,312 1,041 0.7% 20 Half-Year Report 2020 CITIC Limited