CITIC Limited Half-Year Report 2020

Loans and advances to customers and other parties As at 30 June 2020, the net loans and advances to customers and other parties of the Group was HK$4,491,615 million, an increase of HK$124,976 million, increased 2.9% compared with 31 December 2019. The proportion of loans and advances to customers and other parties to total assets was 52.98%, an increase of 0.31 percentage point compared with 31 December 2019. HK$ million As at 30 June 2020 As at 31 December 2019 Increase/(Decrease) Amount % Loans and advances to customers and other parties at amortised cost Corporate loans 2,295,064 2,201,477 93,587 4.3% Discounted bills 5,506 7,995 (2,489) (31%) Personal loans 1,914,002 1,927,346 (13,344) (0.7%) Accrued interest 12,939 11,388 1,551 14% Total loans and advances to customers and other parties at amortised cost 4,227,511 4,148,206 79,305 1.9% Allowance for impairment losses (153,939) (134,001) (19,938) (15%) Carrying amount of loans and advances to customers and other parties at amortised cost 4,073,572 4,014,205 59,367 1.5% Loans and advances to customers and other parties at FVPL Personal loans 7,713 7,719 (6) (0.1%) Loans and advances to customers and other parties at FVOCI Corporate loans 3,599 1,029 2,570 250% Discounted bills 406,731 343,686 63,045 18% Carrying amount of loans and advances to customers and other parties at FVOCI 410,330 344,715 65,615 19% Total carrying amount of loans and advances 4,491,615 4,366,639 124,976 2.9% 18 Half-Year Report 2020 CITIC Limited