CITIC Limited Half-Year Report 2020

109 CITIC Limited Half-Year Report 2020 For the six months ended 30 June 2020 Notes to the Consolidated Financial Statements 29 Financial risk management and fair values (continued) (b) Liquidity risk (continued) Note: For cash and balances with central banks, the indefinite maturity date amount represented statutory deposit reserve funds and fiscal deposits maintained with the People’s Bank of China. For placements with and loans to banks and non-bank financial institutions, loans and advances to customers and investments, the indefinite maturity date amount represented the balances being impaired or overdue for more than one month. Equity investments were also reported under indefinite maturity date. Credit Commitments include acceptances, credit card commitments, guarantees, loan commitments, letters of credit and others. The tables below summarise the amounts of credit commitments by remaining contractual maturity. As at 30 June 2020 Within 1 year Between 1 and 5 years More than 5 years Total HK$ million HK$ million HK$ million HK$ million Loan commitments 17,913 15,943 12,832 46,688 Guarantees 84,216 54,413 1,320 139,949 Letters of credit 128,645 389 – 129,034 Acceptances 509,444 – – 509,444 Credit card commitments 619,367 7,165 38 626,570 Total 1,359,585 77,910 14,190 1,451,685 As at 31 December 2019 Within 1 year Between 1 and 5 years More than 5 years Total HK$ million HK$ million HK$ million HK$ million Loan commitments 18,254 20,654 18,960 57,868 Guarantees 107,830 54,797 3,102 165,729 Letters of credit 113,833 2,269 – 116,102 Acceptances 475,619 – – 475,619 Credit card commitments 601,555 7,131 284 608,970 Total 1,317,091 84,851 22,346 1,424,288