CITIC Limited Half-Year Report 2019

110 CITIC Limited Half-Year Report 2019 For the six months ended 30 June 2019 29 Financial risk management and fair values (continued) (b) Liquidity risk (continued) Credit Commitments include loan commitments, acceptances, credit card commitments, guarantees, letters of credit and others. The tables below summarise the amounts of credit commitments by remaining contractual maturity. As at 30 June 2019 Within 1 year Between 1 and 5 years More than 5 years Total HK$ million HK$ million HK$ million HK$ million Loan commitments 12,953 16,674 14,557 44,184 Guarantees 100,165 65,466 137 165,768 Letters of credit 104,148 2,521 – 106,669 Acceptances 434,781 – – 434,781 Credit card commitments 564,376 7,419 – 571,795 Total 1,216,423 92,080 14,694 1,323,197 As at 31 December 2018 Within 1 year Between 1 and 5 years More than 5 years Total HK$ million HK$ million HK$ million HK$ million Loan commitments 8,027 17,641 19,879 45,547 Guarantees 95,728 78,012 7,479 181,219 Letters of credit 103,440 2,613 – 106,053 Acceptances 450,022 – – 450,022 Credit card commitments 488,109 7,885 – 495,994 Total 1,145,326 106,151 27,358 1,278,835 Notes to the Consolidated Financial Statements